House Seller Calculator

Selling a home involves more than just finding a buyer and signing papers. From agent commissions to closing costs and mortgage balances, it can be difficult to know exactly how much money you’ll walk away with after the sale. That’s where our House Sale Calculator comes in—a free, easy-to-use tool designed to help you calculate your net profit from selling your house in seconds.

Whether you’re a first-time home seller or a seasoned property investor, this calculator removes the guesswork by giving you a clear breakdown of your potential sale proceeds.

How to Use the House Sale Calculator (Step-by-Step)

Using the House Sale Calculator is simple. Just follow these steps:

  1. Enter the Sale Price ($):
    This is the amount you expect to sell your home for.
  2. Enter the Remaining Mortgage Balance ($):
    This is how much you still owe on your mortgage.
  3. Enter the Agent Commission (%):
    The industry standard is around 5–6%, but you can adjust this based on your agreement with your real estate agent.
  4. Enter Closing Costs ($):
    Include legal fees, title insurance, escrow fees, and other typical closing expenses.
  5. Enter Other Selling Fees ($):
    These could include repairs, staging, landscaping, or home warranty costs.
  6. Click “Calculate”:
    The tool instantly displays:
    • Agent Commission in Dollars
    • Total Selling Fees
    • Your Net Profit
  7. Click “Reset” if you want to start over and input different values.

Practical Example

Let’s say you’re selling your home for $400,000, and you have:

  • $250,000 left on your mortgage
  • 6% agent commission
  • $5,000 in closing costs
  • $2,000 in additional fees

Here’s how the calculation works:

  • Agent Commission: 6% of $400,000 = $24,000
  • Total Fees: $24,000 + $5,000 + $2,000 = $31,000
  • Net Profit: $400,000 – $250,000 – $31,000 = $119,000

So, after everything is said and done, you’d walk away with $119,000 in profit.

Why Use This Tool?

Selling a house is often one of the largest financial transactions you’ll make. Our calculator gives you:

  • Financial clarity before you list your home
  • Better negotiation power with agents and buyers
  • A transparent way to plan your next move (e.g., buying a new home, investing, or saving)

It’s especially useful when comparing multiple offers or planning your post-sale budget.

Common Use Cases

  • Pre-listing Planning: Know what you’ll net before setting a listing price.
  • Investor Strategy: Calculate expected returns on fix-and-flip or rental property sales.
  • Divorce Settlements or Probate: Accurately estimate net proceeds from a sale in legal or estate matters.
  • Downsizing or Relocation: Budget effectively when moving to a smaller home or a new city.
  • Selling Without an Agent (FSBO): See how much you can save on commission.

15+ Detailed FAQs About Selling Your House & Using the Calculator

1. What does the calculator show me?
It displays your agent’s commission in dollars, total fees, and your estimated net profit after selling your home.

2. Do I have to include agent commission?
If you’re not using a real estate agent, you can set this to 0%.

3. Can I use this calculator for investment properties?
Yes! It’s useful for both primary residences and investment properties.

4. What if I don’t have any closing costs or other fees?
Set those fields to 0—the calculator will still work perfectly.

5. Are taxes included in this tool?
This version does not account for capital gains tax or property taxes. Those should be calculated separately.

6. How accurate are the results?
The results are as accurate as the numbers you input. It’s an excellent estimate tool but not a replacement for financial or legal advice.

7. What are typical closing costs for sellers?
Closing costs usually range from 1% to 3% of the home’s sale price, depending on your location and the terms of the sale.

8. Can I use the calculator on mobile?
Yes! The calculator is fully responsive and works on phones, tablets, and desktops.

9. How do I reset my numbers?
Click the Reset button to clear all fields and start over.

10. What if I owe more than my home is worth?
If your mortgage balance is higher than the sale price plus costs, the calculator will show a negative net profit, meaning you’d take a loss or need to bring cash to the closing.

11. Can I print or save the results?
While there’s no built-in save function, you can take a screenshot or copy the numbers for your records.

12. What is a good agent commission rate?
The national average is around 5–6%, but it can be negotiated, especially in competitive markets.

13. Can this help me compare offers from different buyers?
Yes. Just plug in the different sale prices and see how each offer affects your net proceeds.

14. Does this include escrow fees?
If you know your escrow costs, include them in the Closing Costs field.

15. How do I know what to put for “Other Selling Fees”?
This could include repairs, staging, landscaping, moving incentives, or warranties—basically anything that costs you money during the sale process outside of closing.

16. Can this calculator be used in any country?
It’s designed with U.S. real estate transactions in mind. For other countries, the process may differ slightly.

17. Do I need to enter cents or decimals?
No, the calculator rounds to two decimal places for you.

18. Is this tool free to use?
Absolutely. There’s no sign-up or payment required.

19. Who should use this tool?
Homeowners, real estate investors, agents, and anyone planning to sell a home.

20. Can it help me decide when to sell?
Yes—it gives you a clear picture of your profits, which can guide your timing and strategy.

Final Thoughts

Selling a home is a major milestone, and understanding your potential profits is crucial to making smart financial decisions. With our House Sale Calculator, you can quickly and accurately determine your net proceeds, taking into account all major costs. Whether you’re in the early planning stages or actively reviewing offers, this tool offers the clarity you need to move forward with confidence.